PulteGroup ( PHM ) has transformed from a grow-at-all-costs homebuilder into a disciplined, returns-focused operator that consistently delivers above-average returns, even as the industry grapples with a soft market that’s persisted through 2025 and is likely to continue intoI'm an insurance Case Manager with a deep interest in investing. My investment philosophy is all about buying high quality stocks and great businesses. My favorite businesses are those led by disciplined capital allocators, earn excepti ...