Capital Economics: Economists at the independent economic research business based in London forecasts that the 30-year fixed U.S. mortgage rate will average 6.5% in Q4 2026.Hunter Housing Economics : The research firm predicts that the 30-year fixed mortgage rate will average 6.6% in 2026. Housing economist Brad Hunter told ResiClub : “The impending change in leadership at the Fed could lead to easier monetary policy, which could lead to lower mortgage rates, but this is not clear. The extent of the decline ...