The Real Brokerage Inc. (NASDAQ:REAX) is one of the best long term penny stocks with huge upside potential. On October 14, Real Brokerage announced the launch of Real Wallet Capital. The embedded lending solution is designed to provide Real agents in the US with fast, flexible access to working capital directly within the Real Wallet interface. The launch marks the first time that embedded lending has been introduced to the residential brokerage industry. Real Wallet Capital is built into reZEN, Real’s pr ...

Core Insights - PayPal has surpassed $30 billion in global loan originations for small businesses since 2013, providing over 1.4 million loans to more than 420,000 business accounts worldwide [1][2] Company Offerings - PayPal's merchant lending solutions, including PayPal Business Loan and PayPal Working Capital, aim to assist small businesses in accessing capital, featuring a streamlined online application process with funding available within minutes [2][3] - PayPal Working Capital, launched in 2013, is available in multiple countries and is repaid as a percentage of the borrower's PayPal sales [3] - PayPal Business Loan, introduced in 2017, offers term loans with fixed repayments and is accessible to businesses regardless of whether they use PayPal for payment processing [4] Market Trends - Embedded lending solutions are increasingly favored by small- to medium-sized businesses (SMBs) seeking funding for unplanned expenses or growth, with 37% of SMBs showing high interest in switching to providers offering such options [5] - In 2023, small business loans saw a decrease as lending standards tightened, with a reported 5.1% decline in small business loans originated [5]