Capital One Financial Corporation (COF) is a Virginia-based bank holding company and diversified financial services provider. Founded in 1994 as a spin-off from Signet Bank, it has grown into one of the largest consumer banks in the United States, with a strong national footprint in credit cards and digital banking. With a market cap of $139.8 billion, Capital One operates through Credit Card, Consumer Banking, and Commercial Banking segments. Capital One has underperformed the broader market over the pa ...