More FinTechs and platforms are pursuing charters for control and durability, trading speed for heavier regulation and long-term accountability.Not all “banks” are banks, as national, state, thrift, special-purpose and ILC charters each grant different powers.Bank charters represent the operating system (OS) for the U.S. financial sector.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance wit ...