Core Insights - HSBC's research indicates a significant "Financial Fluency Gap" among affluent women, highlighting the need for personalized financial planning as they prepare for increased financial responsibilities [1] - By 2030, women are projected to control over 40% of global wealth, marking a major shift in financial power dynamics [1] Group 1: Key Findings - 43% of affluent women prioritize leaving financial security to loved ones, a higher percentage compared to men [1] - Nearly two-thirds of affluent women financially plan for others, not just for themselves [1] - Less than half of affluent women feel supported by their financial advisor or institution [1] - 70% of affluent women believe that financial education tailored to their life stage would enhance their financial decisions [1] - Only 32% of affluent women feel prepared for their long-term care needs, and just 29% feel ready for aging costs [1] Group 2: Financial Fluency Gap - The research defines financial literacy as understanding basic financial concepts, while financial fluency involves applying that knowledge to real-world decisions [1] - The findings challenge traditional assumptions about women's financial capabilities, emphasizing the need for financial advice that adapts to women's evolving life stages and responsibilities [1] - Financial institutions are encouraged to provide guidance that aligns with the complexities of women's financial priorities and life changes [1] Group 3: Research Methodology - The findings are based on an HSBC online survey conducted in partnership with Ipsos from January 5–8, 2026, involving 2,056 individuals with investable assets over $100,000, including 1,045 women [1]