Core Insights - The article emphasizes the importance of taking control of one's financial future as a New Year's resolution for 2026 [1] Group 1 - The article suggests that individuals should commit to improving their financial literacy and planning [1]

Read the full article to see why this move could shape the region’s financial future:https://t.co/5BQxX4Ezdz ...

Financial Anxiety and Retirement Concerns - 77% of Americans feel anxious about their financial situation [5] - Most Americans have $10,000 in credit card debt, taking 19 years to pay off with minimum payments [5][6] - In 1960, 50% of private sector workers had a pension, but today it's under 15% [6] - Social Security funds are projected to run out in 10 years [6] - The average 401k balance for someone 65 and older is $279,000 [7] - In 2020, only 51% of employees participated in their employer's 401k plan [7] Real Estate as a Solution for Financial Security - Real estate offers cash flow, leverage (as little as 5% down), principal paydown, and tax benefits [8] - Tax benefits include write-offs for interest, repairs, and property visit trips [9] - Real estate provides economic appreciation (market goes up) and forced appreciation (increase income, cut expenses, fix it up) [9] - Real estate is accessible for people in their 20s or 60s, whether working a regular job or making it a career [10] The 321 Real Estate Investment Process - Step 3: Live in one unit of a multifamily property (found in cities or urban centers) and rent out the others, saving the excess cash flow for six to seven years [14] - Some cities incentivize living there, offering up to $40,000 for buying a property [15] - Step 2: Buy a two-family property, move in, and rent out four units, saving the excess cash flow for six to seven years [15] - Step 1: Buy a single-family property, resulting in five rental units providing income and a home [16]

Financial Outlook - Life milestones feel increasingly unattainable, impacting financial futures [1] Socioeconomic Trends - The middle class is undergoing a transformation [1]

Financial Behavior - "Fake it 'til you make it" is a practice among Gen Z and millennials that can negatively impact their financial future [1] - The report provides personal finance tips for doing it right [1]

Company Information - Fidelity Brokerage Services LLC is a member of NYSE and SIPC [1] - The company's address is 900 Salem Street, Smithfield, RI 02917 [1]

Investment Education - Guru Focus aims to empower individuals to control their financial future [2] - The course provides foundational knowledge for informed and independent investment decisions [2] - The course covers high-level basics of investing and granular company analysis [3] Course Content - The course teaches how to analyze companies in detail [3] - The course teaches how to leverage tools to simplify the investment process [3]

Financial Future - Explores why life milestones feel unattainable [1] - Examines the shifting dynamics of the middle class [1] - Analyzes the implications for one's financial future [1]

Investor Preparedness - National Preparedness Month is a reminder to prepare for one's financial future [1] - The Investor Preparedness Checklist is a resource for financial preparedness [1]

Financial Behavior - "Fake it 'til you make it" practice by Gen Z and millennials can negatively affect their financial future [1] Personal Finance Tips - The report suggests personal finance tips for doing it right [1]