Key Takeaways VITL, GOLF, TCBI and CBSH passed a screen focused on four key financial efficiency ratios.Each stock reported a positive four-quarter average earnings surprise, led by VITL and GOLF at 45.3%.The screen filtered over 7,900 stocks down to 10, selecting companies with ratios above industry averages.The efficiency ratio is an indication of a company’s financial health. It analyzes how efficiently a company uses its assets and liabilities internally.However, at times, it becomes difficult to measur ...