PresentationHello, everyone, and thank you for joining us today for the PTSB conference call. My name is Sami, and I'll be coordinating your call today. [Operator Instructions] I'll now hand over to our host, Eamonn Crowley, CEO, to begin. Please go ahead, Eamonn.Eamonn CrowleyCEO & Executive Director Great. Good morning, everyone, and thank you for joining the call. I'm joined here with our CFO, Barry D'Arcy, and there are 3 topics which we would like to cover with you in the next half hour. First, we anno ...