Market Valuation & Insider Trends - The market was overvalued at the beginning of the year, crashed to near bear market territory (down almost 20% for the S&P 500), recovered 10%, and is now slightly overvalued [5] - Insider buying activity tends to increase during market downturns, as seen in 2008-2009, 2012, and 2020 [8] - Currently, the insider buy-to-sell ratio is around 05%, above the historical average of 04%, suggesting insiders view it as a reasonably good time to buy [9] - GuruFocus provides an insider trend chart that displays insider buying and selling activities, with each bar representing monthly cumulative data [10] Investment Strategies & Tools - Gold is considered as an insurance against potential US government debt issues, with interest payments nearing 20% of government income [16][17] - GuruFocus's screener can be used to find gold mining companies, filtering for those with high profitability, financial strength, and quality ranks [18][20] - GuruFocus offers a GF Value model, which correlates stock prices with revenue, earnings, cash flow, and book value to estimate fair multiple and current valuation [38][39] - GuruFocus has an AI function that uses Open AI and GuruFocus data to answer questions about stocks, such as fair value and future revenue growth [41][42][43] - GuruFocus supports backtesting using price to GF Value, allowing users to evaluate investment strategies [44][45][46] Website Updates & Features - GuruFocus is adding mode rank and tariff resilience rank for stocks, which will be available for filtering [50][51][52] - GuruFocus is considering adding GF Valuation charts for ETFs [60][61] - GuruFocus is considering adding a feature to screen for stocks below their lowest analyst price forecast [27][28]