Core Insights - Investing in high-dividend yield ETFs can enhance portfolio diversification and provide steady income, appealing to long-term investors and those nearing retirement [1][2] - Quality high-yield ETFs typically consist of mature and financially stable companies, making them attractive for wealth compounding through reinvested dividends [2] Group 1: SPDR Portfolio S&P 500 High Dividend ETF - The SPDR Portfolio S&P 500 High Dividend ETF (SPYD) tracks the top 80 high-dividend-yielding companies in the S&P 500, trading at approximately $43 per share with a trailing 12-month dividend yield of about 4.5% [4][5] - The ETF has a low expense ratio of 0.07%, meaning a $10,000 investment incurs only $7 in annual fees, and it currently manages over $7.3 billion in net assets [4][5] - The fund's top sector exposures include real estate (21.4%), utilities (13.4%), financials (17.3%), and consumer staples (16.3%), with minimal tech sector exposure of less than 2% [5][6] - Since its inception in 2015, the ETF has delivered a total return of about 130%, significantly lower than the S&P 500's over 300% return in the same period [6] Group 2: Schwab US Dividend Equity ETF - The Schwab US Dividend Equity ETF (SCHD) trades around $28 per share with a yield of approximately 3.8%, aiming to mirror the Dow Jones U.S. Dividend 100 Index [9][10] - The ETF focuses on companies with strong balance sheets and consistent dividend payments, holding around 100 stocks, including major names like Bristol Myers Squibb and Coca-Cola [10][12] - With an expense ratio of 0.06%, the fund has nearly $73 billion in assets under management and has delivered a total return of over 200% over the last decade, translating to an annualized return of about 11% to 12% [12][13]