3Q25 IFS earnings presentation is.com.pe 3Q25 k ey messages 1 3 Business momentum remains strong +81% YoY net profit 9M25 ~16% ROE IFS 3Q25 4 Strengthening primary banking relationships +6 % +13% YoY retail primary banking customers Insurance & WM core businesses growing double digit YoY written premiums +58 % YoY AUMs WM 2 2 Higher yielding loans accelerate Improving risk - adjusted NIM 3.8 % 2.1% CoR banking 3Q25 Risk-adjusted NIM 3Q25 1) 3Q25E internal estimate . GDP for Jul25 -Aug25 is 3.3% 5.00 4.75 4. ...