Home Loan Interest Rates
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The Latest Home Loan Interest Rates: Mar 13, 2026
BusinessLine· 2026-03-13 16:39
Core Viewpoint - The article provides a comprehensive overview of the current fixed and floating interest rates for home loans offered by various banks and housing finance companies, highlighting the competitive landscape in the lending market [1][2]. Summary by Category Banks (Floating Rates) - Axis Bank offers floating rates between 8.0% to 9.10% for loan amounts of Rs. 30 lakh and above [1] - Bank of Baroda has rates ranging from 7.20% to 8.95% [1] - HDFC Bank's floating rates vary from 7.75% to 13.20% [1] - State Bank of India offers rates between 7.25% to 8.45% [1] - Yes Bank has the highest floating rate starting at 9.0% [1] Banks (Fixed Rates) - Axis Bank's fixed rate is set at 14.00% [1] - Bank of Baroda offers fixed rates between 8.90% to 9.95% [2] - ICICI Bank's fixed rates range from 8.65% to 11.80% [2] - Union Bank of India has fixed rates of 11.4% to 12.65% [2] - Karnataka Bank's fixed rates are between 12.27% to 12.99% [2] Housing Finance Companies (Floating Rates) - Tata Capital offers floating rates starting at 7.50% [2] - Bajaj Finserv has a wide range of floating rates from 7.15% to 20% [2] - LIC Housing Finance Ltd provides floating rates between 7.15% to 10.10% [2] Housing Finance Companies (Fixed Rates) - LIC Housing Finance Ltd has fixed rates ranging from 10% to 10.25% [2] - Central Bank Housing offers fixed rates between 10% to 12.85% [2] - Sundaram Home Finance Ltd has a floating rate starting at 10.65% [2]