Core Insights - The article emphasizes the importance of preparation for homeowners during hurricane season, highlighting that proactive measures can significantly reduce damage and provide peace of mind [1][2][3] Company Overview - Mercury Insurance is a multiple-line insurance carrier headquartered in Los Angeles, offering personal auto, homeowners, and renters insurance directly to consumers and through independent agents [4][5] - The company has been operational since 1962, providing competitive rates and excellent customer service, supported by over 4,200 employees and a network of more than 6,340 independent agents across 11 states [6] Industry Context - The article outlines a checklist for homeowners to prepare for hurricanes, which includes reviewing insurance policies, securing windows and doors, clearing yards, trimming trees, protecting vehicles, preparing emergency plans, stocking emergency kits, elevating important items, documenting belongings, and charging devices [3][4] - The advice provided is based on decades of experience in helping policyholders recover from major storms, reinforcing the notion that early action is crucial for effective disaster preparedness [2][3]

Risk Assessment & Awareness - The community initially held a false sense of security regarding hurricanes, believing they don't occur in the area [1][2][3] - Chatham County experienced its first mandatory evacuation order in over three decades in October 2016 due to Hurricane Matthew, followed by Hurricane Irma less than a year later [2] - The community is highly susceptible to storm surge, with potential for ocean water to reach over 25 miles inland [2] - In a category 1 hurricane, some areas could have greater than six vertical feet of water, while a category 5 hurricane could submerge a large portion of the community with over nine feet of water [2] Factors Influencing Impact - Storm intensity, forward speed, and angle of approach significantly affect the extent of storm surge [2] Preparedness & Mitigation - Creating and discussing family evacuation plans is crucial [2] - Compiling emergency supplies for both evacuation and staying at home is necessary [2] - Mitigating potential impacts involves clearing debris, trimming trees, and cleaning gutters [2] - Reviewing insurance policies and considering flood insurance is important [2][3] - Identifying and assisting vulnerable community members is essential for inclusive preparedness [3]