Innovation in Banking

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Grupo Supervielle(SUPV) - 2025 Q2 - Earnings Call Presentation
2025-08-14 13:00
2Q25 Performance & Macro Environment - Loan book increased by 14% QoQ, exceeding the industry growth of 11.2%[5] - Total deposit base grew by 6% QoQ and 42% YoY, with US$ deposits reaching record levels, up 16% QoQ and 154% YoY[5] - Net Income increased to Ps 14 billion, up 62% QoQ[5] - NPL ratio stood at 2.7%[5] - CET 1 ratio was at 13.9%[5] Strategic Initiatives - Integrated Gen Al-powered interactions via the Bank's app, reaching over 150,000 interactions in July[9] - Investment transactions powered by IOL (invertironline): Over 4,700 clients placed US$ 28 million in time deposits[9] - Innovative Remunerated AR$ Savings Accounts increased by 13%, 3.5% above market, while US$ savings accounts increased by 6.2%, 10% above market[9] - SME checking accounts increased by 14% in AR$ and 43% in US$[9] Revised 2025 Perspectives - Loans are expected to grow between 40-50% in real terms[24] - Deposits are projected to increase by 20-30%[24] - NIM is expected to decline to 18-20%[24]