Core Insights - The truck and SUV segments remain highly sought after by American consumers, prompting Mercury Insurance to compile a list of the most affordable new trucks and SUVs to insure for 2025 [1][3] - This marks the 10th year Mercury has published this list, which includes vehicles from the 2025 and 2026 model years [2] Truck Segment - The top 10 list for trucks includes models such as Chevrolet Colorado LT, Chevrolet Silverado C3500, and Ford Maverick/Ford Ranger, ranked by affordability to insure [6] - Factors influencing insurance costs include claims on similar vehicles, repair costs, and vehicle safety records [2] SUV Segment - The top 10 list for SUVs features models like Hyundai Sante Fe, Honda Pilot, and Kia Sportage, also ranked by affordability to insure [6] - The variety in this year's list caters to consumers with different budgets and lifestyles, from compact SUVs to larger midsize options [3] Company Overview - Mercury Insurance is a multiple-line insurance carrier offering personal auto, homeowners, renters, and commercial insurance across several states [5] - The company has a strong reputation, earning an "A" rating from A.M. Best and recognition as "Best Auto Insurance Company" by Forbes and Insure.com [7]