Earnings Conference Call Presentation Fourth Quarter 2025 2 Octave Specialty Group: Pure-Play Specialty Insurance Platform Our Vision To be the leading MGA specialty insurance platform, delivering innovative solutions through expertise, technology and trusted partnerships. Forward Looking Statement In this presentation, we have included statements that may constitute "forward-looking statements" within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Words s ...

Core Insights - TWFG, Inc. announced the acquisition of two agencies, one in Texas and one in North Carolina, and the hiring of Denise Davis as Vice President of Retail Operations [1] Group 1: Acquisitions and Leadership Changes - Denise Davis Insurance in Tomball, Texas, converted to a TWFG Corporate Branch on April 1, 2025, after nearly 23 years as an independent branch, allowing Denise to leverage her expertise for operational efficiency across over 500 locations in 33 states [2] - Paul Mears Insurance Group, Inc. joined TWFG on May 1, 2025, adding 16 employees across three locations in North Carolina, increasing TWFG's presence in the state to nine locations [3] Group 2: Company Overview - TWFG is a leading independent distribution platform for personal and commercial insurance in the United States, representing hundreds of insurance carriers and providing innovative solutions through a technology-driven distribution model [4]