Group 1 - Liberty Specialty Markets (LSM) has launched a new integrated third-party division for its UK & MENA operations, unifying financial and professional lines with the casualty portfolio to enhance alignment with market trends and client requirements [1] - Terry Fitzgerald has been appointed as the divisional director of the new unit, bringing over 25 years of industry expertise [1][2] - The leadership team includes Emma Pearce as head of FinPro, Daniel Munro as head of casualty, and Niamh Moloney as general manager of insurance in Ireland, all reporting to Fitzgerald [2] Group 2 - Stuart Sutherland transitions to director of UK retail, focusing on advancing commercial product offerings in the UK's retail market, reporting to Henry Nelson [3] - In the marine and aviation sectors, Chris Hicks has been appointed head of marine, while Miles Taffs assumes the interim head of aviation role, both reporting to Meghan Walker [4] - The changes support the rollout of an integrated business unit model, combining underwriting with claims, operations, finance, and portfolio management [4] Group 3 - LSM launched a specialized insurance product for financial institutions in Europe's cryptocurrency sector in July [5]