24/7 Wall St. Quick Read VXUS returned 21% through mid-December 2025 versus 17.7% for the S&P 500. Royal Bank of Canada (the fund’s largest holding at 0.54%) posted 29% year-over-year earnings growth. Forward P/E ratios for MSCI EAFE markets expanded from roughly 12x to 14x during 2025. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. While most investors obsess over SPY and VOO, Vanguard Total In ...