harvard endowment just flipped bitcoin to 1.88x their gold allocation. $443m btc vs $235m gold after increasing 278% in q3. the guys who got burned in 2008 illiquid positions and became the most conservative allocators alive just chose bitcoin over gold at 50 year horizons ...

Core Insights - Longevity can significantly impact retirement savings, particularly due to healthcare costs that may arise as retirees live longer [2][4] - Many retirees may not adequately prepare for the financial implications of healthcare, which can lead to running out of savings [2][4] Group 1: Healthcare Costs in Retirement - As retirees live longer, they require more funds to maintain a high quality of life, including healthcare and long-term care [4] - Healthcare costs can vary widely based on individual conditions and care needs, making it essential for retirees to plan accordingly [5] - The traditional investment strategy of a 60% stock and 40% bond portfolio may not be sufficient for modern retirement realities, as it does not account for the longevity and associated costs of care [6] Group 2: Investment Strategies - Investors often make the mistake of becoming too conservative with their investment allocations as they approach retirement [5] - Maintaining a more equity-weighted portfolio throughout retirement is recommended, as equities historically provide higher returns than a traditional 60/40 portfolio [7]

Bitcoin won’t lag behind gold for much longer.Allocate accordingly. https://t.co/L45HTKgbZZ ...

Market Strategy - Strategists suggest investors reallocate towards cheaper, defensive Chinese stocks due to increased Sino-American trade tensions [1] Geopolitical Risk - Sino-American trade tensions are flaring up [1]

Core Insights - Financial planners play a crucial role in helping individuals make informed retirement decisions, yet common mistakes persist over time [1][2] Group 1: Common Retirement Mistakes - Choosing the wrong investment allocation can significantly impact retirees, as portfolio construction should evolve with changing financial situations and long-term goals [3][4] - Retirees often make two extreme mistakes: being overly conservative, which limits portfolio growth, or taking excessive risks due to market excitement, potentially leading to substantial losses [4] - Not optimizing for taxes during retirement can result in retirees owing more than necessary, as many are unaware of the control they have over taxable income and its timing [5][6] Group 2: Tax Planning Strategies - Effective tax planning should consider not only the current year but also the next 15 to 20 years, potentially saving retirees 10% or more in taxes [7]

Group 1 - Wealthy investors in the U.S. and Asia have cancelled plans to invest in U.S. hedge funds, shifting focus to Europe and the Middle East [1] - Half of the allocators who previously intended to invest in U.S. hedge funds have abandoned these plans according to a Bank of America survey [1][2] - The survey included 263 respondents representing approximately $840 billion in industry cash, showing European allocations exceeded expectations by 8% [2] Group 2 - U.S. and Asian investors are increasingly investing in hedge funds based in Europe and the Middle East, where many global hedge funds have established operations [2] - Hedge funds managing over $10 billion are favoring separately managed accounts, which are special investment vehicles created for individual allocators [3] - So far this year, firms such as pension funds, sovereign wealth funds, and family offices have invested $37 billion into hedge funds, marking the highest influx of new money since at least 2016 [3] Group 3 - In public markets, there has been a recent return of money to U.S. equity funds, with weekly flows reaching a year-to-date high of nearly $58 billion [4]

Investors are starting to question if they’ve allocated too much money to the US, according to Goldman Vice Chairman Robert Kaplan, as many financial firms are eyeing Europe and Asia for growth https://t.co/ecJKq5yKUV ...

Market Outlook - The market anticipates a significant surge in Q4 [1] - Altcoins are projected to experience an average increase of 10,000% [1] Investment Strategy - Portfolio allocation should be adjusted to capitalize on the anticipated altcoin surge [1]

The only question is.... will your bags go up or do you have the wrong allocation?That is up to you my friends.Buy the ticket, take the ride. ...