As you plan your retirement, you’re meticulous about everything. You started a Roth IRA as soon as possible. You jumped on your employer’s 401(k) match. Still, there may be one aspect of retirement planning you’ve overlooked — and if you don’t address it now, you could run out of money in your golden years. For You: Dave Ramsey Warns: This Common Habit Can Ruin Your Retirement Learn About: 3 Advanced Investing Moves Experts Use to Minimize Taxes and Help Boost Returns Longevity sounds like a good thing. A ...

Bitcoin won’t lag behind gold for much longer.Allocate accordingly. https://t.co/L45HTKgbZZ ...

Market Strategy - Strategists suggest investors reallocate towards cheaper, defensive Chinese stocks due to increased Sino-American trade tensions [1] Geopolitical Risk - Sino-American trade tensions are flaring up [1]

Core Insights - Financial planners play a crucial role in helping individuals make informed retirement decisions, yet common mistakes persist over time [1][2] Group 1: Common Retirement Mistakes - Choosing the wrong investment allocation can significantly impact retirees, as portfolio construction should evolve with changing financial situations and long-term goals [3][4] - Retirees often make two extreme mistakes: being overly conservative, which limits portfolio growth, or taking excessive risks due to market excitement, potentially leading to substantial losses [4] - Not optimizing for taxes during retirement can result in retirees owing more than necessary, as many are unaware of the control they have over taxable income and its timing [5][6] Group 2: Tax Planning Strategies - Effective tax planning should consider not only the current year but also the next 15 to 20 years, potentially saving retirees 10% or more in taxes [7]

Group 1 - Wealthy investors in the U.S. and Asia have cancelled plans to invest in U.S. hedge funds, shifting focus to Europe and the Middle East [1] - Half of the allocators who previously intended to invest in U.S. hedge funds have abandoned these plans according to a Bank of America survey [1][2] - The survey included 263 respondents representing approximately $840 billion in industry cash, showing European allocations exceeded expectations by 8% [2] Group 2 - U.S. and Asian investors are increasingly investing in hedge funds based in Europe and the Middle East, where many global hedge funds have established operations [2] - Hedge funds managing over $10 billion are favoring separately managed accounts, which are special investment vehicles created for individual allocators [3] - So far this year, firms such as pension funds, sovereign wealth funds, and family offices have invested $37 billion into hedge funds, marking the highest influx of new money since at least 2016 [3] Group 3 - In public markets, there has been a recent return of money to U.S. equity funds, with weekly flows reaching a year-to-date high of nearly $58 billion [4]

Investors are starting to question if they’ve allocated too much money to the US, according to Goldman Vice Chairman Robert Kaplan, as many financial firms are eyeing Europe and Asia for growth https://t.co/ecJKq5yKUV ...

Market Outlook - The market anticipates a significant surge in Q4 [1] - Altcoins are projected to experience an average increase of 10,000% [1] Investment Strategy - Portfolio allocation should be adjusted to capitalize on the anticipated altcoin surge [1]

The only question is.... will your bags go up or do you have the wrong allocation?That is up to you my friends.Buy the ticket, take the ride. ...