Core Insights - South Korea's unique "financial housing" rental model allows tenants to pay a large sum to landlords in exchange for two years of free living, while landlords use this money for real estate speculation, leading to significant tenant dissatisfaction [1] Group 1 - The "financial housing" model involves tenants providing substantial upfront payments to landlords, which is a departure from traditional rental agreements [1] - This system has resulted in many tenants expressing frustration and hardship due to the financial burden imposed by the upfront payment requirement [1] - Landlords benefit from this arrangement by utilizing the large sums received from tenants to invest in real estate, potentially increasing their wealth [1]