Core Insights - A couple in their 40s retired at 39 with over $1 million saved, living on a monthly budget of $1,241.80 in a low-cost area outside Indianapolis [1] - They exemplify the LeanFIRE lifestyle, which focuses on financial independence with minimalism, aiming to live on under $40,000 a year [2] Financial Management - The couple paid off their house in 11 years, eliminating mortgage payments, which they describe as a significant advantage [3] - Their monthly expenses include $500 for food and household items, $275 for property taxes, $120 for electricity, and $97 for home insurance, with minimal additional costs [4] - They benefit from Medicaid and Affordable Care Act subsidies, allowing them to avoid health insurance premiums despite having substantial savings [4] Contrasting Perspectives - Personal finance expert Suze Orman criticizes the early retirement movement, suggesting that individuals may need as much as $10 million to be financially secure [5] - The couple challenges this notion, arguing that many people can retire comfortably with less than $1 million and do not face dire financial situations [5]