If you're planning to borrow or refinance a loan soon, you may be wondering what's in store for 2026. While nothing is set in stone, experts expect loan rates to decrease slightly in 2026 — but not dramatically. Interest rates are unlikely to return to the rock-bottom numbers of a few years ago, but even a modest decline could lower your borrowing costs. A rate decrease could save you hundreds or even thousands of dollars in interest charges on a personal loan, car loan, or student loan. Understanding wh ...

Core Viewpoint - State Bank of India (SBI) has decided to keep its key lending rates unchanged for September 2025, indicating a stable interest rate environment for borrowers [1] Lending Rates Summary - The Marginal Cost of Funds based Lending Rate (MCLR) remains between 7.90% and 8.85% [1] - Home loan interest rates are set between 7.50% and 8.70% [1] - The External Benchmark Linked Rate (EBLR) is established at 8.15% plus the Credit Risk Premium (CRP) and Benchmark Spread (BSP) [1] - The Repo Linked Lending Rate (RLLR) is fixed at 7.75% plus the CRP, effective from June 15, 2025 [1]