| Metric | Q2 2025 | Q2 2025 Estimate | Q2 2024 | Y/Y Change | | --- | --- | --- | --- | --- | | EPS (Non-GAAP) | $1.25 | $1.21 | $1.21 | 3.3% | | Revenue (GAAP) | $181.8 million | $178.2 million | $170.3 million | 6.7% | | Net Interest Income | $147.5 million | | $137.9 million | 6.9% | | Net Interest Margin | 3.37% | | 3.25% | 0.12 pp | | Noninterest Income | $34.3 million | | $32.3 million | 6.1% | | Efficiency Ratio | 59.84% | | 58.51% | 1.33 pp | Company Overview and Business Focus Independent Bank ope ...