In much of the West, access to credit is taken for granted. Banks rely on long credit histories, stable wages, and government datasets to determine who qualifies for loans. But for billions of people globally, those systems do not exist or do not work. Builders working on Solana say crypto based lending models are forcing a rethink of how credit risk is actually measured. During a recent interview with TheStreet Roundtable at Solana Breakpoint, Nicolas Cabrera, chief product officer at Tala, explained t ...