A US-based structured-credit firm is pushing TradFi boundaries by integrating crypto into real-world lending. Newmarket Capital, managing nearly $3 billion in assets, is pioneering hybrid mortgage and commercial loans that leverage Bitcoin (BTC) alongside conventional real estate as collateral. Its affiliate, Battery Finance, is leading the charge in creating financial structures that leverage digital assets to support credit without requiring borrowers to liquidate holdings. Bitcoin to Reshape Mortgages ...

Sancus shares surge 53% as lender secures £300m funding extension Proactive uses images sourced from Shutterstock Sancus Lending Group Limited shares jumped 53% to 1.38p after the AIM-listed specialist property lender agreed to increase and extend its credit facility with Pollen Street Capital. Sancus said it had entered into definitive legal agreements to expand the size of the facility from £200 million to £300 million and extend its maturity so that it will fall due no earlier than 11 February 2031. ...

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Quick Summary Many borrowers assume they need perfect credit to qualify for a $5,000 personal loan, but approval often depends on income, debt levels, and lender fit, not just credit score. Platforms like AmONE lets you review personalized loan options starting as low as 6.49% APR in minutes, without impacting your credit score, so you can find the best fit before applying. When you need $5,000 fast, ...

Quick Summary Getting approved for a personal loan depends as much on your paperwork as your credit score. Missing income records, outdated IDs, or incorrect bank details can delay or derail even strong applications. Compare personalized loan options and see what documents you'll need upfront with AmONE's free matching tool before submitting any full applications. Applying for a personal loan is not just about your credit score. In most cases, approval comes down to how prepared you are. Missing pap ...

AUSTIN, Texas--(BUSINESS WIRE)-- #btc--Empery Digital Inc. (NASDAQ: EMPD) (the "Company†or "Empery Digital†) today announced that it has entered into an amendment of its committed credit facility with Two Prime Lending to increase flexibility to the Company's balance sheet and support the Company's effort to close the net asset value ("NAV†) gap. The amended terms reduce the initial collateral requirement on outstanding loans and future drawdowns from 250% to 174%, freeing up collateral and increasin. ...

Upstart (NasdaqGS:UPST) Q4 2025 Earnings call February 10, 2026 04:30 PM ET Speaker6Good afternoon and welcome to the Upstart fourth quarter and full year 2025 earnings call. At this time, all participants are in a listen-only mode to prevent any background noise. Later, we will conduct a question-and-answer session, and instructions will be given at that time. As a reminder, this conference call is being recorded. I'd now like to turn the call over to Chelsea Williams, Investor Relations. Chelsea, please g ...

Company Overview - TGS Esports Inc. is a full-service marketing solutions provider specializing in engaging video game and esports fans, creating gaming strategies and marketing programs for brands [5] - Jeff Credit Ltd. is a professional lending institution licensed by the Hong Kong government for over a decade, providing credit services primarily in Hong Kong [6] Transaction Details - TGS Esports has signed a non-binding letter of intent (LOI) with Jeff Credit Ltd. for a proposed business combination and financing transaction, resulting in a reverse takeover [1][2] - The transaction will involve TGS Esports acquiring all issued and outstanding common shares of Jeff Credit, with a valuation of TGS at $100,000 and Jeff Credit at $8 million [4] - The resulting issuer will continue under the name Jeff Credit Ltd. or another acceptable name, with shares listed on the TSX Venture Exchange [3] Future Plans - Jeff Credit is evaluating the ESG-related market and plans to partner with providers of green taxis to offer credit services for drivers needing to lease new electric vehicles [8]

Core Insights - Upstart Holdings (UPST) is expected to report its Q4 and full-year 2025 results on February 10, with anticipated growth in revenues and earnings per share [1][7] - The company has a strong history of surpassing earnings estimates, having done so in the last four quarters [2] Financial Performance Expectations - Management has guided for Q4 revenues of approximately $288 million, reflecting sequential growth despite typical holiday seasonality [3] - Fee revenues are projected to be around $262 million, with net interest income expected at about $26 million [3] - For Q4, adjusted EBITDA is anticipated to be approximately $63 million, with GAAP net income around $17 million and adjusted net income near $52 million [3] Profitability Metrics - Contribution margin is expected to moderate to about 53%, indicating a shift towards optimizing customer lifetime value rather than maximizing short-term margins [4] Funding and Growth Potential - Upstart has secured a $1.5 billion forward-flow agreement with Castlelake, enhancing its lending capacity and reducing balance sheet exposure [5] - The company is also seeing growth in newer verticals such as auto and home loans, which are becoming significant contributors to overall volume and revenues [5] Revenue Estimates - The Zacks Consensus Estimate for Q4 revenues is set at $288.47 million, representing a 31.74% increase year-over-year [6] - For the full year 2025, total revenues are projected to be about $1.035 billion, with fee revenues of roughly $946 million and net interest income of approximately $89 million [8] Earnings Projections - The consensus estimate for full-year EPS stands at $1.68, indicating a significant increase from a loss of 20 cents in the previous year [9]

Core Viewpoint - LendingClub (LC) is experiencing significant selling pressure, with a 24.1% decline over the past four weeks, but is now positioned for a potential trend reversal as it enters oversold territory, supported by analyst expectations of better earnings than previously predicted [1]. Group 1: Technical Indicators - The Relative Strength Index (RSI) is utilized to determine if a stock is oversold, with readings below 30 indicating oversold conditions [2]. - LC's current RSI reading is 29.23, suggesting that the heavy selling may be exhausting itself, indicating a possible bounce back towards equilibrium in supply and demand [5]. Group 2: Fundamental Indicators - There is a strong consensus among sell-side analysts that earnings estimates for LC have increased by 5.5% over the last 30 days, which typically correlates with price appreciation in the near term [7]. - LC holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, indicating a strong potential for a turnaround [8].

Core Insights - Payday loans are characterized by high fees, often exceeding 400%, with payday lenders collecting $2.4 billion in fees in a single year according to a 2025 report [1] Group 1: Costs and Risks of Payday Loans - Payday loans come with significant fees, typically ranging from $10 to $30 for every $100 borrowed, leading to high overall costs if loans are rolled over [4] - A report from the Consumer Financial Protection Bureau (CFPB) indicates that 80% of payday loans are rolled over or renewed, resulting in borrowers often owing as much or more than the original amount borrowed [5][14] Group 2: Alternatives to Payday Loans - Debt consolidation loans can be used to pay off high-interest payday loans, allowing borrowers to repay the new loan at a fixed interest rate over time [6] - Payday alternative loans (PALs) offered by federal credit unions provide a lower interest rate cap of 28%, with loan amounts up to $2,000 and terms ranging from one to 12 months [9] - Extended payment plans may allow borrowers to pay off payday loans with smaller payments over a longer period, although these plans are underutilized [14] - Credit counseling services can assist borrowers in managing their debt and creating repayment plans, although payday lenders may not cooperate with credit counselors [16] - Debt settlement could be an option for those unable to pay down their payday loans, potentially reducing the overall debt owed [20]