U.S. Social Security is facing insolvency by 2033. If that trust fund runs short, benefits would have to be cut by around 20%. At the same time, the U.S. retirement system received a C+ rating from the Mercer CFA Institute Global Pension Index in 2024.The Netherlands actually took the top seed again in 2024. Australia was number six in our survey, but it's a C+, but that puts us middle of the pack. It means that the system is solid, designed well, but there is a significant risk and if we don't clear that r ...