Question-and-Answer SessionSo I wanted to start with a kind of high-level macro questions. So what are your thoughts on the current market environment with markets kind of near historic highs, but certainly a little bit of angst in the market? And then what are your kind of current thoughts on account growth here as we think about maybe the next 12 to 24 months?Paul BrodyCFO, Treasurer, Secretary & Director Well, we do a lot of things if market prognostication is not really one of them. We follow along with ...