Core Insights - The middle class in the U.S. faces financial stressors despite a generally comfortable lifestyle, particularly in areas like homeownership and healthcare [1] Group 1: Retirement Strategies for Middle-Class Individuals - Utilizing a high-yield savings account is recommended to help grow wealth over time, as it offers better returns compared to traditional savings accounts [3][4] - Continuing to work part-time during retirement can provide social benefits and additional income, allowing retirees to draw less from their retirement accounts and let their investments grow [5][6] - Engaging a certified financial planner (CFP) can provide personalized advice and holistic financial planning, which is beneficial for those aiming to build wealth in retirement [7][8]