精心设计的话术、正规注册的公司、分工明确的年轻面孔——叶某团伙在长春市南关区设 下"贷款转移"骗局，四个月内诱使十人背负数百万元债务。 在金融借贷的灰色地带，"征信白户"成为不法分子眼中的优质"工具人"。他们没办过信用 卡、没贷过款，个人征信记录干净无污点。部分人因急于用钱、法律意识薄弱，或碍于亲友 情面放松警惕，被诈骗团伙精准利用，沦为骗取贷款的"媒介"。 2024年3月至8月间，叶某、马某、杨某、王某甲四人组成的诈骗团伙，以帮助"征信黑户"贷 款为名，诱骗"白户"协助接收贷款，实则让其背负全部债务并骗取高额手续费。该团伙骗取 数十名受害人，涉案金额达91.6万元。 近日，长春市南关区人民法院作出一审判决，四名主要成员因诈骗罪被判处有期徒刑十一个 月至三年六个月不等。 骗局链条精心编织 该犯罪团伙的诈骗链条始于2024年3月末，被告人叶某在长春市南关区牵头成立公司。公司 分工明确，各司其职。 叶某作为二区负责人，是团伙的"核心人物"，负责统筹全局和运营管理。在他的指挥下，每 个成员都扮演着特定角色。 马某等业务员则担任前端"钓鱼"角色，他们使用公司提供的电话卡，精心伪装成银行或信贷 中心工作人员，专门联系那 ...

Goldman Sachs expects a significant wave of central-bank gold purchases for November. The bank’s outlook anticipates a continued shift in reserve management as policymakers hedge against geopolitical and financial risks.According to Reuters, Goldman’s latest estimates indicate 64 tons in September, a significant increase from the 21 tons projected for August. The estimate supports strong buying through year-end, as emerging-market central banks continue to purchase.Yet, a large portion of these purchases is ...

Core Insights - JP Morgan Private Bank's 2026 Global Investment Outlook highlights the impact of artificial intelligence (AI), global fragmentation, and inflation on investment strategies, emphasizing the need for a refreshed investment playbook [1][3] - The report identifies AI as a key driver of industry transformation, cost reduction, and productivity growth, while also noting its influence on labor markets and investment activities [2][4] - The increasing fragmentation of the global economy and changes in inflation dynamics since 2022 are significant themes that investors must navigate [3][4] AI and Market Dynamics - AI is reshaping industries and generating new investment opportunities, although concerns about potential overvaluation exist [2] - Current AI developments are viewed as grounded in economic and technological trends rather than speculation [2] Global Economic Fragmentation - The emergence of new economic blocs and the reorganization of global supply chains are prompting investors to diversify their portfolios [4] - Regions such as North America, Europe, Asia, and Latin America are adapting their strategies in response to changing trade, security, and currency dynamics [3] Inflation and Investment Strategies - Persistent inflation and rising government deficits are contributing to increased volatility in the investment landscape [4][5] - Structural factors, including capacity constraints and consumer spending patterns, are expected to sustain inflationary pressures in the medium term [5] Portfolio Construction - Bonds remain essential for portfolio construction, but investors are encouraged to explore options beyond traditional fixed income to address ongoing inflation and rate volatility [6]

Free Newsletter Get the hottest Fintech Hong Kong News once a month in your Inbox The Dubai Financial Services Authority (DFSA), the independent regulator of the Dubai International Financial Centre (DIFC), and the Hong Kong Monetary Authority (HKMA), have published a joint research report, Scaling Sustainable Debt in Emerging Markets, with BloombergNEF as a knowledge partner.The report examines the potential of labelled debt, including green, blue, social, and sustainability-linked bonds, to support su ...

November 17, 2025 06:58 PM GMT 2026 India Equity Strategy Outlook M Asia Pacific Insight Stocks Look Set for Strong 2026 Following their worst underperformance in three decades, we see Indian equities regaining their mojo in 2026. Key Takeaways We expect a strong bounce in Indian stocks in the next 12 months: Policy has pivoted, supporting a strong recovery in nominal growth, which should take earnings growth out of the mid-cycle slowdown experienced over the past 12 months. Relative valuations are consiste ...

According to Sky News, Lloyds Banking Group has signed a £120m deal to acquire digital wallet provider Curve, with a formal announcement expected next week. The valuation—far below Curve’s past fundraising—sparked backlash from early investors, including major shareholder IDC Ventures, which opposes the sale and is considering legal action. Curve has raised over £250m, and its CEO warned the firm could run out of cash this year without a takeover.https://t.co/YJRo3ouGk7 ...

Core Insights - Central banks have adapted their policies and tools over the past two decades to support the economy, provide liquidity, and promote financial stability, particularly during crises like the Global Financial Crisis and the pandemic [1][4][10] Group 1: Central Bank Operations - Central banks implement monetary policy based on principles such as interest rate control, liquidity provision, and financial stability support [6] - The balance sheets of central banks have significantly increased, reaching approximately 45%, 65%, and 35% of GDP in the UK, Eurosystem, and the US respectively, due to interventions during financial crises [11][14] - Central banks have utilized asset purchases not only to repair market functioning but also to support monetary accommodation when interest rates are near zero [9][10] Group 2: Challenges and Criticisms - Concerns regarding large central bank balance sheets include their rapid increase during crises and slow normalization during stable periods, which can create uncertainty in financial markets [15][16] - The public often lacks clarity on the reasons behind changes in central bank balance sheets, which serve multiple purposes such as emergency liquidity provision and policy accommodation [17] - The growth of central bank liabilities, such as currency in circulation and government accounts, complicates the return to pre-crisis balance sheet levels [14] Group 3: Communication and Transparency - Central banks are encouraged to improve communication regarding their actions and the rationale behind their decisions to enhance public understanding and trust [18][19] - Transparency in explaining the costs and benefits of competing actions is essential for accountability and credibility in monetary policy [19] - Adapting tools and tactics based on lessons learned from past experiences is crucial for effective central banking [20]

Corporate Moves: Acquisitions, Succession, and IPOs - Johnson & Johnson (JNJ) announced a definitive agreement to acquire Halda Therapeutics for $3.05 billion in cash, aiming to expand its oncology portfolio, particularly in treatments for solid tumors and prostate cancer [5] - Apple (AAPL) is reportedly intensifying preparations for CEO Tim Cook's succession, with John Ternus, Senior Vice President of Hardware Engineering, considered the likely successor [6] - The Pinkfong Company (403850.KQ), creator of "Baby Shark," saw its shares surge 55% above its IPO price on debut, pricing its IPO at 38,000 won per share and raising 76 billion won ($53 million) [7] Geopolitical and Economic Policy Developments - The UK has raised its bank deposit guarantee to £120,000 from £85,000, effective December 1, to keep pace with inflation and maintain public confidence in the banking system [8] - U.S. sanctions on Russian oil majors Rosneft and Lukoil are effectively reducing Russian oil revenues, pushing crude prices to multi-year lows and expected to negatively impact Russian oil export volumes [10]

Hong Kong bankers and regulators are signaling growing concern over the city’s deepest real estate downturn since the Asian financial crisis https://t.co/HkOHha3RuI ...

Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street. Market update: Stocks are trading lower Monday, extending the market's recent struggle to find its footing. Concerns about stretched valuations, particularly in the technology sector, along with debt-driven spending on data centers and AI with uncertain returns, weighed on stocks. Amazon is seeking to raise $15 billion through a bond sale ...