Geopolitical Tensions - The U.S. military is preparing for a prolonged military campaign against Iran, indicating a significant escalation from previous actions [2][3] - The Pentagon is deploying the USS Gerald R. Ford to the Middle East, joining existing naval assets, as President Trump warns of severe consequences for Iran if diplomatic solutions fail [3][11] - Analysts predict that these military movements could lead to significant volatility in energy markets, potentially affecting the United States Oil Fund (USO) [4] Technology Sector - The U.S. technology sector is facing heightened credit risk, with distressed loans rising to 15.69% in February 2026, the highest since the 2022 bear market [5][11] - Despite strong earnings from industry leaders like Nvidia and Microsoft, the sector is grappling with a "SaaS apocalypse" as private credit conditions tighten, leading to over $46.9 billion in technology debt becoming non-performing [6][7] - Investors in the Invesco QQQ Trust are closely monitoring these credit conditions, with concerns about a potential "software-PE death spiral" if declining valuations continue to tighten lending [7] Student Loan Crisis - U.S. student loan delinquencies have reached crisis levels, with serious delinquencies (90+ days past due) hitting a record 16.19% in Q4 2025 [8][11] - The Financial Stability Oversight Council reported that over 9 million borrowers have missed at least one payment, contributing to a total delinquency pool of $1.7 trillion, which is affecting credit scores and access to other loans [9][10] - Financial institutions like JPMorgan Chase & Co. and Goldman Sachs are preparing for the impacts of this consumer credit strain, particularly among borrowers aged 40-49 [10]

Key Insights - The article emphasizes the importance of selecting the right savings accounts to maximize returns, especially in the context of current inflation rates [1] - It highlights that many cash options are offering yields between 3% and 5%, which can help savers stay ahead of the current inflation rate of 2.4% [1] - The article provides a comparison of various cash products, including savings accounts, CDs, brokerage cash accounts, and U.S. Treasuries, showcasing their competitive yields [1] Group 1: Cash Yield Opportunities - Top savings accounts and CDs are noted for offering standout rates, with some accounts providing yields above 4% [1] - The article presents a chart detailing potential earnings on different balances ($10K, $25K, and $50K) at various annual percentage yields (APYs) [1] - For example, a $10,000 deposit in a 4% account could yield approximately $200 in interest over six months [1] Group 2: Types of Cash Products - The article categorizes cash options into three main types: U.S. Treasury products, brokerage and robo-advisor products, and bank and credit union products [1] - U.S. Treasury securities, including T-bills and I bonds, are highlighted for their safety and interest payments through maturity [1] - Brokerage cash management accounts and money market funds are also discussed, noting their variable yields and potential for competitive returns [1]

新华财经沈阳2月13日电（记者李宇佳）在东北老工业基地转型升级的过程中，金融是不可或缺的一 环。日前发布的辽宁省政府工作报告显示，2025年，辽宁金融机构本外币贷款余额增长2.1%，政府性 融资担保业务增长24.6%。社会融资增量恢复到近年最好水平，资本市场融资增长41.3%、创十年来新 高。从渠道到服务，辽宁正加速优化金融生态，以金融高质量发展助力全面振兴。 畅通融资渠道 金融是实体经济的血脉。数据显示，2025年，辽宁省社会融资规模增量3482亿元，为近七年同期最高。 新增企业债券融资373亿元，为近九年同期最高。人民币各项贷款余额5.32万亿元，比年初增加1219亿 元，为近三年同期最高。 从最初的简单抵押放贷，到如今对初创期企业探索"创新积分贷"服务、对成长期企业强化"股贷债保"协 同服务、对成熟期企业深化"商投行一体化"服务，在建行辽宁省分行，围绕企业全生命周期需求的金融 服务正从"大水漫灌"转向"精准滴灌"。截至2025年末，建行辽宁省分行科技贷款余额达1044.72亿元， 较年初新增174.45亿元，增速20.05%。 建行仅是观察辽宁金融的一个窗口。近年来，辽宁积极引导金融机构深挖项目、前瞻服 ...

Many eyes will be on its massive equity portfolio and its cash holdings.Where does the time go? Berkshire Hathaway's (BRKA +0.25%)(BRKB 0.51%) first earnings report in the post-Warren Buffett era is almost upon us. Buffett, of course, is still on the scene as chairman, but as of Jan. 1, he's no longer CEO. Regardless, Berkshire -- which hasn't formally set a date for disseminating its fourth-quarter and full-year 2025 results -- will likely unveil them toward the end of February. Here's my take on whether i ...

Key TakeawaysJohnson & Johnson (JNJ) was found liable by a Pennsylvania jury for a woman's ovarian cancer, resulting in a $250,000 damages award.Amazon (AMZN)-backed nuclear startup X-energy (via its subsidiary TRISO-X) received U.S. approval for its advanced reactor fuel, a critical step for its small modular reactor (SMR) deployment.UBS (UBS) analysts forecast a massive surge in corporate buybacks, expected to reach $30-50 billion per week through the end of March.Global oil benchmarks settled slightly hi ...

The first major investment I made in the 1990s was a litigation stock. It was controversial enough that I've never written about it before.Ever since, I have kept an eye on this complex niche of the market.Join me for a stroll through some of the names that make up this sector today – along with a few historical cases worth learning from.Investing in Nazi-era claims during the 1990sWhen I first started investing, the Berlin Wall had just come down.Few will remember that the German stock market featured comp ...

Here are three stocks with buy rank and strong momentum characteristics for investors to consider today, February 13th:LATAM Airlines Group (LTM) : This Latin America’s leading airline, which provide regional flights and long-haul operations in Brazil, Chile, Peru, Colombia and Ecuador, has a Zacks Rank #1(Strong Buy), and witnessed the Zacks Consensus Estimate for its current year earnings increasing 4.3% over the last 60 days.LATAM Airlines Group’s shares gained 37.8% over the last three month compared wi ...

Key Takeaways AI fears dragged major indexes lower, prompting a shift toward dividend-growth stocks.Agnico Eagle Mines projects 28% revenue growth for 2026 with 33.8% long-term EPS growth.TIM S.A. offers a 5.20% yield and 10.3% projected 2026 revenue growth. Major U.S. stock market indices tumbled on Feb. 12, 2026, as fears about AI disruption spilled into sectors, such as real estate, transportation and software. Decline across all “Magnificent Seven” heavyweights dragged the technology sector down, weighi ...

Safe Harbor 4Q25 Earnings Conference Call February 2026 This material includes "forward-looking statements" within the meaning of Section 27A of the U.S. Securities Act of 1933 and Section 21E of the U.S. Securities Exchange Act of 1934. All statements other than statements of historical fact are forward-looking and may contain information about financial results, economic conditions, trends and known uncertainties. Forward-looking statements are not assurances of future performance. Instead, they are based ...

Core Insights - CLPS Incorporation has appointed Simon Chiang as the CEO of its subsidiary Qinson Credit Card Services Limited (QCC) to enhance its next-generation payment strategy [1] - Simon Chiang brings over 20 years of experience in banking technology and payments, having held senior positions at Citibank and First Data International [1] - Under Chiang's leadership, QCC aims to deliver secure and flexible payment infrastructure solutions to banks and financial institutions [1] Company Overview - QCC is focused on developing modular, API-driven payment and financial infrastructure solutions for banks, fintech companies, and regulated financial institutions globally [1] - CLPS Incorporation, established in 2005 and headquartered in Hong Kong, is involved in digital transformation across various sectors, including fintech and payment services [1] - The company operates in 10 countries with strategic hubs in Shanghai, Singapore, and California, aiming to empower traditional industries to evolve into data-driven ecosystems [1]