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Where To Put $20K Right Now for a Safe, Steady Return
Investopedia· 2026-03-07 01:00
Core Insights - The article highlights the current high yields on safe cash options, making it an attractive time for savers to earn solid returns without market risk [3][4][6]. Cash Yield Opportunities - High-yield savings accounts can offer up to 5.00% APY under certain conditions, while no-strings-attached accounts yield around 4.5% [4]. - Certificates of Deposit (CDs) have a best nationwide rate of 4.30%, and brokerage accounts, robo-advisors, and Treasuries provide returns in the mid-3% to mid-4% range [4][10]. Earnings Potential - A $20,000 deposit can generate significant interest over six months, with potential earnings ranging from $322 at 3.25% APY to $1,235 at 5.00% APY [8][9]. Market Context - Following a decline in stock markets, savers are increasingly seeking safe cash options that provide reliable returns, with many options yielding between 3% and 5% [10]. Product Categories - The article categorizes top cash options into three main types: bank and credit union products, brokerage and robo-advisor products, and U.S. Treasury products [18].
Rithm: This Time, I Agree With Wall Street
Seeking Alpha· 2026-03-06 23:47
Core Insights - The article discusses Rithm Capital (NYSE: RITM) and its stock performance, highlighting a previous analysis that rated RITM as a buy based on the normalization of the yield curve [1] Group 1: Company Overview - Rithm Capital is involved in the mortgage market, commercial market, and banking industry, with a focus on asset allocation and ETFs related to these sectors [1] Group 2: Analyst Background - The analysis is conducted by Sensor Unlimited, an economist with a PhD in financial economics, who has a decade of experience covering the mortgage and banking sectors [1] Group 3: Investment Strategies - The investing group Envision Early Retirement, led by Sensor Unlimited, offers two model portfolios aimed at short-term survival and aggressive long-term growth, along with direct access for discussions and monthly updates [1]
Amid oil shock uncertainty, Fed's Hammack says central bank must lower inflation
Reuters· 2026-03-06 23:30
Core Viewpoint - Federal Reserve Bank of Cleveland President Beth Hammack emphasizes the need for confidence in easing inflation before considering rate cuts, indicating that if inflation does not moderate, tighter monetary policy may be necessary [1][1][1] Economic Outlook - Hammack expects inflation pressures to moderate but does not anticipate reaching the 2% target by the end of the year, suggesting some progress should be made [1][1] - The Fed may need to maintain current interest rates for an extended period, but could consider a rate hike if inflation does not show signs of retreating [1][1] Oil Price Impact - Hammack expresses uncertainty regarding the implications of rising oil prices linked to geopolitical tensions, stating it is too early to assess the economic impact [1][1] - The potential for an extended oil shock could lead to increased inflation and negatively affect growth and hiring, necessitating careful evaluation by the Fed [1][1] Labor Market Concerns - Recent economic data indicates a loss of 92,000 jobs in February, with the unemployment rate rising to 4.4%, raising concerns about labor market stability [1][1] - The Fed faces conflicting pressures, as rising gasoline prices could exacerbate inflation while a weak job market may call for rate cuts [1][1] Regulatory Environment - Hammack notes that the current banking regulatory framework has improved safety in the financial system, which helped banks navigate the COVID-19 pandemic effectively [1][1] - There is a possibility of adjustments to the regulatory system, but maintaining support for the economy remains a priority [1][1]
Fed's Hammack Sees Two-Sided Risks to Interest Rates
Youtube· 2026-03-06 21:23
You made an address basically suggesting that risks are two sided now. You've been on the side of inflation being the biggest concern. But then we got this jobs report today that sort of makes the case for some of the doves on the committee.What did you make of it. Well, I try not to make too much of any one individual number. And certainly this number was a disappointment, mostly because it means that there are more Americans who aren't working.That's what disappointed me in this report. We've seen the eco ...
UK Growth Edges Higher In Early 2026; Stocks Poised To Benefit - BP (NYSE:BP), RELX (NYSE:RELX)
Benzinga· 2026-03-06 20:21
The U.K. economy entered 2026 with signs of stabilization after nearly two years of weak growth, though underlying pressures continue to weigh on the outlook.Gross domestic product expanded by just 0.1% in the fourth quarter of 2025, highlighting how fragile the recovery remains following an extended period of near-flat economic activity. Inflation has eased to 3.0%, down from 3.4% the previous month, providing some relief for households and policymakers.Lower inflation has allowed the Bank of England to re ...
What if ETFs didn’t exist? Plus, top 3 highlights from the ASX
Rask Media· 2026-03-06 20:00
In this Australian Investors Podcast episode, your hosts Owen Rask and Drew Meredith discuss:– US–Iran conflict and what it means for oil prices, inflation and markets– Magellan’s merger with Barrenjoey and what it means for investors– Netflix stepping away from the Warner Bros deal– Reporting season highlights: Block, Woolworths, Apple, NAB and moreIf you love learning about investing, markets and portfolio strategy, subscribe to the Australian Investors Podcast on Apple, Spotify, or YouTube!Follow us on I ...
Crude Oil Jumps Over 12%; US Retail Sales Fall In January
Benzinga· 2026-03-06 18:14
U.S. stocks traded lower midway through trading, with the S&P 500 falling around 1% on Friday.The Dow traded down 0.99% to 47,479.25 while the NASDAQ fell 0.86% to 22,554.26. The S&P 500 also fell, dropping, 0.96% to 6,765.31.Check This Out: How To Earn $500 A Month From Goldman Sachs Stock Ahead Of Q4 EarningsLeading and Lagging SectorsEnergy shares rose by 0.5% on Friday.In trading on Friday, financial stocks dipped by 2.1%.Top HeadlineU.S. retail sales fell by 0.2% from the previous month in January, com ...
Jamie Dimon Warned Of 'Cockroaches' — Now Mohamed El-Erian Says More 'Bugs' Are Crawling Out In Private Credit - Blue Owl Capital (NYSE:OWL)
Benzinga· 2026-03-06 17:29
Mohamed El-Erian, Allianz chief economic adviser, is pointing to widening cracks in private credit markets. He said the signs mirror JPMorgan Chase & Co. (NYSE:JPM) CEO Jamie Dimon‘s earlier “cockroach” warning — and more “bugs” are now in plain sight.El-Erian Raises the Termite QuestionEl-Erian wrote on X on Friday that this week’s private credit news “echoes Jamie Dimon’s recent warning about ‘cockroaches’—the idea that early signs of excesses are likely to be followed by others.”He listed “valuation gaps ...
Medtronic's diabetes unit MiniMed valued at $5.3 billion as shares fall in Nasdaq debut
Reuters· 2026-03-06 17:16
Medtronic's diabetes unit MiniMed valued at $5.3 billion as shares fall in Nasdaq debut | ReutersSkip to main contentExclusive news, data and analytics for financial market professionalsLearn more aboutRefinitivA screen displays MiniMed signage during the company's IPO at the Nasdaq MarketSite in New York City, U.S., March 6, 2026. REUTERS/Heather Khalifa Purchase Licensing Rights, opens new tab- CompaniesMedtronic IncFollowMedtronic PLCFollowMiniMed Group IncFollowMarch 6 (Reuters) - Shares of MiniMed (MME ...
Kazakhstan's Central Bank Will Invest Up to $350 Million in Crypto Assets: Reuters
Yahoo Finance· 2026-03-06 16:42
Kazakhstan’s central bank has earmarked $350 million for investments in the crypto, with plans to deploy capital as early as next month, Reuters reported on Friday. “This includes not only cryptocurrency itself,” National Bank of Kazakhstan Governor Governor Timur Suleimenov reportedly said, while taking questions on the central bank’s latest interest rate decision. “We are currently developing a list of instruments in which we will invest.” Derived from the Central Asian country’s gold and foreign exch ...