RT BSCN (@BSCNews)🚨 TELCOIN SECURES BANKING APPROVAL IN NEBRASKA - @telcoin's massive ambitious seem to feel more and more real by the day... This update is massive https://t.co/3CyAfRmszU ...

Key TakeawaysChina successfully secured €4 billion from a dual-tranche bond offering, while the People's Bank of China (PBoC) injected a net 115 billion yuan into open market operations.U.S. layoff notices spiked to 39,000 in October, a level only surpassed in 2008, 2009, 2020, and May 2025, signaling a deteriorating labor market.Gold prices strengthened, with XAU/USD moving above $4,050 amid a risk-off sentiment, though overall stability persists ahead of crucial U.S. economic data releases.The EV sector d ...

利率走廊收窄的债市含义 20251118 理想中的短期利率走廊应具备以下特征：一是能够有效控制市场基准利率如 DR007 等波动区间，使其围绕政策目标稳定运行；二是具有灵活且透明的调控 机制，以便及时应对市场变化；三是涵盖广泛，包括商业银行及非银机构，以 确保全面覆盖金融体系各类参与者。 可以借鉴美联储经验。在 2008 年次贷危 机前，美联储通过日常 OMO 操作使实际联邦基金有效利用 EFFF 围绕目标波动， 实现精准管控。次贷危机后，由于 QE 导致银行间流动性过剩，美联储创设 IORB 与 ONRRP 组成新的地板系统，通过这些工具调整市场流动性。因此，我 国央行可考虑类似方式，通过日常精准投放与新型工具组合，提高资金面稳定 性与预见性，从而增强金融服务实体经济效能。 收窄短期利率走廊会对债市产生哪些具体影响？ 潘功胜行长在十五规划学习材料中提到要收窄短期利率走廊的宽度，这对央行 货币政策操作和债市定价有何影响？ 潘功胜行长提到收窄短期利率走廊的宽度，这将对央行货币政策操作和债市定 价产生深远影响。目前，人民银行已初步形成以 7 天逆回购利率为基准政策利 率、DR007 为基准市场利率的货币政策调控框 ...

In recent times, the National Company Law Tribunal has drawn criticism from the Supreme Court on various grounds.In Mansi Brar Fernandez v. Shubha Sharma and Anr. (2025) — a judgment which affirmed the constitutional right to shelter — the Supreme Court mandated the filling up of vacancies in NCLT and NCLAT on a “war footing” and also directed the constitution of dedicated IBC benches with additional strength. Similar admonitions were issued by the Supreme Court in State Bank of India and Ors. v. The Consor ...

Core Viewpoint - The current gold bull market has seen prices surge to $4,250/ounce, marking a 60% increase year-to-date, with expectations for continued outperformance through the decade [2][3][4]. Group 1: Reasons for Bullish Outlook on Gold - Foreign central banks are net buyers of gold, reversing a trend of net selling prior to the 2008 financial crisis, driven by concerns over U.S. Treasury bonds and geopolitical tensions [8]. - Persistent inflation remains above the Federal Reserve's target of 2%, with expectations for re-acceleration due to factors like a depreciating dollar and high fiscal deficits, leading investors to seek scarce assets like gold [8]. - The relative geopolitical and economic power of the U.S. is declining, with its share of global GDP dropping to 12.7% from 35% in 1944, prompting countries to trade in local currencies and increasing gold's appeal as a reserve asset [8]. - Gold is becoming more useful as a neutral reserve asset, with a growing share of international trade being conducted in local currencies and imbalances settled in gold [8]. - Western investors are under-allocated in gold compared to Asian investors, with U.S. family offices holding only about 1% in commodities, indicating potential for increased demand as allocations shift [8]. - Physical gold stores in the West are low and declining, with significant quantities moving to Eastern countries, which could lead to price increases as shortages develop [8]. - The global Debt/GDP ratio is at an all-time high, with countries likely to alleviate debt issues through currency depreciation against gold, supporting higher gold prices [8]. - Trust in U.S. institutions, including the Federal Reserve, is declining, which historically correlates with rising gold prices [8]. - The Trump administration's desire for a lower dollar is evident, with the dollar index declining by about 10% in 2025, enhancing gold's performance in dollar terms [8]. - Gold remains inexpensive relative to the U.S. monetary base, with the value of gold owned by the U.S. government representing only 15% of the monetary base, suggesting significant upside potential [9]. Group 2: Fund Performance and Strategy - The Appleseed Fund Institutional Class generated a 19.14% absolute return over the 12 months ending September 30, 2025, outperforming the Morningstar Global Markets Index [12]. - The fund has been positioned for an inflationary, slow-growth economy, with a cautious approach that has limited investment returns during a strong stock market rally [12]. - The fund's current asset allocation favors sectors such as consumer staples, healthcare, and agriculture, with increased exposure to companies with non-U.S. dollar cash flows [15].

RT BSCN (@BSCNews)🚨 TELCOIN SECURES BANKING APPROVAL IN NEBRASKA - @telcoin's massive ambitious seem to feel more and more real by the day... This update is massive https://t.co/3CyAfRmszU ...

Summary of Moody's Conference Call Company Overview - **Company**: Moody's Corporation (NYSE: MCO) - **Event**: Info Services Track of the Ultimate Service Investor Conference - **Date**: November 18, 2025 Key Points Industry Insights - **M&A Activity**: There has been a significant increase in M&A activity in the second half of the year, contrary to initial expectations. This includes both strategic and sponsor-backed M&A, which positively impacts issuance volumes [7][10] - **Economic Growth**: Economic growth has slowed but remains better than market expectations, contributing to a favorable environment for debt issuance [7][8] - **Default Rates**: Default rates are slightly above long-term averages but have been decreasing, which is conducive for issuance [8] - **Issuance Trends**: The strongest issuance has been in the corporate segment, particularly in investment-grade and leveraged finance [8] Financial Performance - **Revenue Growth**: Moody's anticipates medium-term organic revenue growth targets of high single digits to low double digits, with a focus on areas with strong growth potential [18][19] - **Refinancing Needs**: A significant amount of debt issued over the past five years will need refinancing, which supports future issuance [11][12] AI and Technology - **AI Opportunities**: The company views AI as a significant opportunity to monetize proprietary data and analytics, enhancing customer engagement and expanding use cases [20][21][26] - **Digital Fulfillment**: Moody's is developing a digital fulfillment model to better serve customers and monetize content across various platforms [30][31] Market Dynamics - **Investor Sentiment**: There is growing interest among investors regarding the credit quality of private credit funds, indicating a shift in focus towards understanding credit risk [48][59] - **Partnership with MSCI**: The collaboration aims to provide Moody's modeled credit ratings to investors in private credit, enhancing their understanding of credit risk [49][50] Challenges and Considerations - **Two-Speed Economy**: The U.S. economy is experiencing a two-speed dynamic, with disparities in growth across different sectors, particularly between the AI-driven economy and traditional sectors [15] - **Structured Finance Outlook**: There has been a modest reduction in the outlook for structured finance and public category issuance, attributed to slower growth in consumer finance [14][15] Strategic Focus - **Investment Areas**: Moody's plans to invest in segments with the strongest growth potential, including banking, lending, and insurance [19][38] - **Proprietary Data Utilization**: The company emphasizes the value of its proprietary data in various applications, including risk assessment and credit modeling [37][40] Conclusion - Moody's is positioned to leverage its proprietary data and analytics capabilities to navigate the evolving market landscape, particularly in the context of increasing M&A activity and the integration of AI technologies. The focus on understanding credit risk in private credit markets presents a significant opportunity for growth and engagement with investors [58][59]

RT BSCN (@BSCNews)🚨 TELCOIN SECURES BANKING APPROVAL IN NEBRASKA - @telcoin's massive ambitious seem to feel more and more real by the day... This update is massive https://t.co/3CyAfRmszU ...

By Elizabeth Howcroft PARIS (Reuters) -European Union regulators on Tuesday designated 19 technology companies, including Amazon Web Services, Google Cloud and Microsoft, as ​critical third-party computing providers for the bloc's finance industry. Under the EU's ‌Digital Operational Resilience Act (DORA), which started being applied in January 2025, three EU-level financial regulators ‌can together name certain technology providers as critical and supervise them directly. The new rules are part of an a ...

Nov 18, 2025 11:00 AM Eastern Standard Time Wolters Kluwer Names CIBC Bank USA the Winner of the 2025 Community Impact Award Share CIBC Bank's neighborhood stabilization and affordable housing efforts honored at CRA & Fair Lending Colloquium LOS ANGELES--(BUSINESS WIRE)--Wolters Kluwer Financial & Corporate Compliance has named Chicago-based CIBC Bank USA the 2025 Community Impact Award winner. The announcement was made at the company's 29th annual CRA & Fair Lending Colloquium held Nov. 16–19 at the JW Mar ...