Core Viewpoint - Lake Shore Bancorp, Inc. has successfully completed its conversion from mutual to stock form, along with a related stock offering, and will begin trading on the Nasdaq Global Market under the symbol "LSBK" on July 21, 2025 [1]. Group 1: Stock Offering Details - Lake Shore Bancorp sold a total of 4,950,460 shares of common stock at a price of $10.00 per share, resulting in total gross proceeds of $49.5 million [2]. - Approximately 7,825,877 shares of Lake Shore Bancorp common stock are outstanding after the conversion and stock offering, before adjustments for fractional shares [3]. Group 2: Shareholder Information - Public stockholders of Lake Shore Federal Bancorp will receive shares of Lake Shore Bancorp common stock based on an exchange ratio of 1.3549 shares for each share they owned prior to the conversion [3]. - Stockholders holding shares in street name will receive their shares and cash for fractional shares directly in their accounts, while those with certificated shares will receive a letter of transmittal for the exchange [4]. Group 3: Company Overview - Lake Shore Bancorp is the holding company for Lake Shore Bank, a community-oriented financial institution based in Dunkirk, New York, with ten full-service branch locations in Western New York [6]. - The Bank offers a wide range of retail and commercial lending and deposit services [6].

Table of Contents Maryland 6036 92-2601722 (Primary Standard Industrial Classification Code Number) (I.R.S. Employer Identification Number) As filed with the United States Securities and Exchange Commission on July 10, 2023 Registration No. 333-270489 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 2 TO THE FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) (State or othe ...

Table of Contents As filed with the United States Securities and Exchange Commission on June 9, 2023 Registration No. 333-270489 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 1 TO THE FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) (State or other jurisdiction of incorporation or organization) Maryland 6036 92-2601722 (Primary Standard Industrial Classification Code ...

Table of Contents As filed with the United States Securities and Exchange Commission on March 13, 2023 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) (State or other jurisdiction of incorporation or organization) 220 West Union Avenue Bound Brook, New Jersey 08805 (732) 560-1700 (Address, Including Zip Code, and Telephone Numb ...