Group 1 - The Reserve Bank of India (RBI) has announced a total of 16 bank holidays in January 2026, including weekends, for both public and private banks [4] - Banks are closed today for the fourth Saturday weekend holiday, contributing to a long weekend from Friday to Monday in many states [1] - Customers are advised to check with their local bank branches for specific holiday schedules, as holidays may vary across states due to regional requirements [3] Group 2 - Online and mobile banking services remain available during national holidays, allowing customers to perform transactions unless notified otherwise [7] - ATMs are operational for cash withdrawals during bank holidays, and app and UPI functions continue as usual [7] - Transactions involving cheques and promissory notes are not available during the listed holidays as per the provisions of the Negotiable Instruments Act [7]

Group 1 - Banks in Odisha, Tripura, and West Bengal are closed today for multiple occasions including Saraswati Puja, Basanta Panchami, Vir Surendrasai Jayanti, and the Birthday of Netaji Subhas Chandra Bose [1] - This closure contributes to a long weekend from Friday to Sunday, as January 24 is the second Saturday and January 25 is a Sunday [1] - The Reserve Bank of India (RBI) has announced a total of 16 bank holidays in January 2026, including weekends, affecting both public and private banks [3] Group 2 - Bank holidays may vary across states due to regional requirements, and customers are advised to check with their local bank branches for specific holiday schedules [2] - Online and mobile banking services remain available during national holidays unless otherwise notified, and ATMs are operational for cash withdrawals [5] - The RBI's annual holiday calendar is established under the Negotiable Instruments Act, which impacts transactions involving cheques and promissory notes during listed holidays [5]