Finances might feel tight now, and that is unlikely to change in 2026 with signs that inflation will remain high and new tariffs might increase costs once more. Find Out: 8 Smart Ways Frugal People Are Living Like There’s Already a Recession Read Next: 9 Low-Effort Ways To Make Passive Income (You Can Start This Week) According to Christopher Stroup, a CFP and founder of Silicon Beach Financial, be wary of any of the following signs — they may mean it’s time to adjust your budget, and thus your spending h ...