Let's bring in Andrew Slimman. He's senior portfolio manager at Morgan Stanley Investment Management and Peter Bookvar is chief investment officer at OnePoint BFG Wealth Partners. Welcome to both of you.Um Peter, how important would you say the ripple effects from the ongoing situation in software and private credit are relative to now this oil price uh spike that we have to deal with. >> Well, you take private credit generally and the credits are lower quality uh so much more sensitive to the economy aroun ...