Overall Performance - As of November 20, 2025, there are 1,500 public pure fixed-income products with investment periods of 1-2 years, with 928 products having complete net value disclosures. The average net value growth rate over the past year is 2.97%, and the average maximum drawdown is 0.18. Approximately 30% of the products achieved positive returns each quarter, totaling 282 products [6]. - The ranking includes 10 wealth management companies, with Huaiyin Wealth Management and China Post Wealth Management securing the top two positions, both with net value growth rates exceeding 4% over the past year [6]. Highlighted Product Analysis - The top product, "Tianying" fixed-income wealth management product 105 by Huaiyin Wealth Management, has a net value growth rate of 4.29% and a maximum drawdown of only 0.000653%. The asset allocation primarily consists of non-standard assets, bonds, and bond-type public funds, with a significant holding in the "CITIC Trust·Huixing No. 6 Trust Plan" at 41.68% [7]. - The third-ranked product, "Zhulian Bihuo Xinyi Stable Two-Year 48 Period" by Nanyin Wealth Management, shows a net value growth rate of 3.96% and a maximum drawdown of just 0.04%. The product manager indicated plans to flexibly use leverage to explore potential investment opportunities in the next phase [7].