Group 1 - The core viewpoint of the articles emphasizes the importance of financial education and consumer protection in the context of rising AI technology and its associated risks [2][5][9] - The financial regulatory authorities in China have launched a financial education campaign to enhance public awareness of financial literacy and risk prevention, particularly in light of new fraud techniques enabled by AI [2][5] - AI technologies are being exploited by criminals to create deceptive audio and visual content, leading to increased risks of fraud against consumers [5][11] Group 2 - The main fraudulent techniques identified include "voice simulation" and "face swapping," which are used to impersonate individuals and deceive victims into transferring money or sharing sensitive information [5][11] - Criminals often pose as familiar contacts or authority figures through social media and phone calls, making it crucial for consumers to verify identities before engaging in financial transactions [12] - Consumers are advised to protect their personal digital information, such as photos and voice recordings, to mitigate the risk of being targeted by these advanced scams [13]