Financial Performance - Operating capital generation (OCG) reached EUR 340 million, putting the company on track to meet the 2025 target of around EUR 1.2 billion[4] - Cash Capital at Holding stands at EUR 1.9 billion, reflecting capital return to shareholders offset by proceeds from a.s.r share sale[4] - Free cash flow was EUR 76 million, a decrease of 5% compared to 3Q 2024[28] Business Segment Performance - Americas OCG increased by 6% to EUR 222 million compared to 3Q 2024[29] - UK OCG decreased by 24% to EUR 44 million compared to 3Q 2024, due to higher new business strain[29] - Asset Management OCG increased by 23% to EUR 40 million compared to 3Q 2024, benefiting from favorable non-recurring variances[29] Transamerica (US) - New individual life sales increased by 39% due to a successful product launch and increasing IUL sales in WFG[13] - IRA Assets under Administration (AuA) increased by EUR 2.3 billion compared to 3Q 2024, reaching EUR 14.5 billion[12] - The number of WFG licensed agents increased from 82,000 in 3Q24 to 93,000 in 3Q25[6] UK Platform Business - Net outflows in the UK platform business were EUR 1.2 billion, impacted by the departure of two large, low-margin workplace schemes[15]

Financial Performance - The company's operating result increased by 19% to EUR 845 million, driven by business growth and improved experience variance[4] - Operating capital generation (OCG) reached EUR 576 million, putting the company on track to meet its EUR 1.2 billion guidance for 2025[4] - Free cash flow amounted to EUR 442 million, contributing to a cash capital at Holding of EUR 2.0 billion[4] - The group solvency ratio stands at 183%[24] Capital Allocation - The ongoing share buyback program was increased from EUR 200 million to EUR 400 million[4] - An interim dividend of EUR 0.19 per common share was announced, an increase of EUR 0.03 over the 2024 interim dividend[4] Strategic Initiatives - A review is being initiated on a potential relocation of the company's legal domicile and head office to the United States, where Americas share in Aegon Group's financials is 60%[4, 5] Business Segment Performance - In the Americas, new individual life sales increased by 13% due to growth in IUL sales in WFG and a successful product launch in the brokerage channel[11] - Net deposits in mid-sized Retirement Plans in the Americas were supported by a larger takeover deposit from a pooled plan[11] - UK Workplace platform saw net deposits of EUR 2.1 billion, while the Adviser platform experienced net deposits of EUR (1.4) billion[14] - Third-party net deposits in Asset Management's Global Platforms decreased from EUR 5.1 billion to EUR 2.0 billion, driven by alternative fixed income products in 1H25[18] Americas Financial Assets Strategy - Financial Assets actual-to-expected claim ratio is 97%[56] - Financial Assets net face value is 100% or USD 45.1 billion[56]