4Q 2025 Earnings Presentation Forward-Looking Statements, Safe Harbor, and Non-GAAP Financial Measures Forward-Looking Statements This release contains forward-looking statements about Verisk's future performance, including those related to our financial guidance and recently announced pending acquisitions. These statements relate to future events or to future financial performance and involve known and unknown risks, uncertainties, and other factors that may cause our actual results, levels of activity, pe ...

Financial Performance - Revenue reached $768 million, a 5.9% increase year-over-year, with organic constant currency (OCC) growth of 5.5%[12] - Adjusted EBITDA grew to $429 million, up 7.2% year-over-year, with OCC growth of 8.8%[12] - Adjusted EBITDA margin expanded by 60 bps to 55.8%[9, 12] - Diluted adjusted EPS increased by 3.0% to $1.72[9, 12] - Free cash flow surged by 39.6% to $336 million[9, 12] Revenue Breakdown and Growth - Underwriting revenue increased by 5.8% OCC[9, 16] - Claims revenue increased by 5.0% OCC[9, 16] - Subscription revenue grew by 8.7%[18] - Transactional revenue declined by 8.8%[18] Capital Allocation - $163 million was returned to shareholders through dividends and share repurchases[8] - $100 million of shares were repurchased in 3Q25[27] - A dividend of $0.45 per share was paid in 3Q25, totaling $63 million[27] Outlook - The updated total revenue outlook for 2025 is $3050 - $3080 million[24]

Financial Performance - Verisk reported revenue of $773 million, a 7.8% year-over-year increase[12] - Adjusted EBITDA reached $445 million, up 11.9% year-over-year[12] - Adjusted EBITDA margin expanded by 220 basis points to 57.6%[9, 12] - Diluted Adjusted EPS increased by 8.0% to $1.88[9, 12] - Free cash flow grew by 22.6% to $189 million[9, 12] Revenue Breakdown - Underwriting revenue increased by 7.7% organically[9] - Claims revenue increased by 8.3% organically[9] - Subscription revenue grew by 9.3% organically, accounting for 81% of total revenue[9, 18] - Transactional revenue grew by 1.8% organically, accounting for 17% of total revenue[9, 18] Capital Allocation - Verisk returned $163 million to shareholders through dividends and share repurchases[8] - The company repurchased $100 million of shares in 2Q25[28] - A dividend of $0.45 per share was paid in 2Q25, totaling $63 million[28] Acquisitions and Outlook - Verisk closed the acquisition of SuranceBay for $163 million[8, 28] - Verisk signed an agreement to acquire AccuLynx for $2.35 billion[8, 28] - The company increased its revenue outlook for 2025 to $3.09 billion - $3.13 billion[8, 24]