PresentationWelcome to day 3 of Barclays 23rd Annual Financial -- Global Financial Services Conference. Thank you. We appreciate all your attendance here. We had a jam-packed morning of banks. We have a great cross-section of companies all in this room, Fifth Third Regions, Morgan Stanley, M&T, State Street and Zions. And kicking off the festivities this morning, pleased to welcome back Fifth Third. From the company, once again, CEO, Tim Spence; CFO, Bryan Preston. Tim is going to start with some prepared r ...