Core Viewpoint - Oma Savings Bank Plc ("OmaSp") has approved its growth strategy and financial targets for the period 2026–2029, focusing on responsible and profitable growth through personalized service as a competitive advantage [4][8]. Financial Targets - OmaSp aims to pay steady and growing dividends of at least 30% of the net profit for the financial year, with the capacity to pay additional dividends [5]. Strategy Overview - The strategy emphasizes providing the most personalized and seamless banking service in Finland, targeting retail customers and the SME sector [6][7]. - The bank aims to be the primary partner for housing finance, savings, investments, and business solutions [7]. Service and Technology - OmaSp plans to enhance its personal service while leveraging technology and data to improve customer experience [9]. - The strategy includes improving efficiency and harmonizing operations through shared processes and a clear management model, with automation and AI playing key roles [10]. Growth and Recognition Goals - By the end of 2029, OmaSp aims to be recognized as a bank that combines personal service with reliability and efficiency, while also expanding its fee- and commission-based business [12]. Capital Markets Day - OmaSp is planning a Capital Markets Day for investors and analysts on 19 May 2026, where key priorities for the 2026–2029 strategy will be presented [13]. Company Profile - OmaSp is the fastest growing and most profitable bank in Finland, serving over 200,000 customers through 45 branches and digital channels [14]. - The bank focuses on retail banking and offers a wide range of services, including mortgage banking operations [14]. Performance Metrics - Comparable ROE is over 14%, cost-to-income ratio is below 50%, annual growth in fee and commission income is over 10%, and Net Promoter Score is over 50 [16].