Core Insights - Pets Best is recognized as the top pet insurance provider by Yahoo Finance, achieving a 5 out of 5 stars rating for its Elite policy due to its competitive pricing and comprehensive coverage [1] Policy Overview - Pets Best offers three insurance plans: Essential, Plus, and Elite, with the Elite plan receiving the highest rating of five stars, followed by Plus at 4.7 stars and Essential at 4.6 stars [1] - The Elite plan provides extensive coverage, including accident and illness protection, while the other plans offer varying levels of coverage [8] Coverage Details - The Elite policy covers a wide range of conditions, including hereditary and congenital issues, cancer, and infections [7] - Specific exclusions include chronic problems like hip dysplasia and diabetes, as well as supplements and prescription food [5][14] Financial Aspects - Pets Best offers an unlimited annual coverage option and competitive pricing, particularly for the unlimited policy, which is noted as a bargain compared to other providers [17][18] - The policy includes various deductible options ranging from $50 to $500 and reimbursement choices of 70%, 80%, or 90% [6] Claims Process - Claims can be submitted online, and Pets Best typically processes payments within five to seven days for bank account reimbursements [21][23] - A 180-day window is provided for submitting claims after a vet visit [22] Additional Features - Pets Best provides a 24/7 telehealth line for pet owners, allowing unlimited access to veterinary experts [13] - A mobile app is available for users to manage their policies, submit claims, and access coverage information, receiving high ratings on app stores [24][28] Discounts and Offers - A 5% multi-pet discount is available for customers insuring more than one pet [19] - There is no requirement for a medical exam to purchase a policy, and a 30-day free look period allows for cancellation with a full refund if no claims have been made [26][27]

When your pet gets sick or injured, the last thing you want to worry about is if you can afford the vet bill. Pet insurance helps you better budget for your pet’s healthcare, so you can focus on the care needed without the medical bills throwing you into a financial panic. Yahoo Finance reviewed 30 pet insurance and wellness plans to determine the best pet insurance companies. Our analysis evaluated coverage, annual limits, waiting periods, discounts, and cost to provide you with an unbiased ranking. We d ...