In the coming months, State Farm auto customers may receive a refund through a $5 billion dividend the insurance company is paying out. State Farm Mutual Automobile Insurance Company announced on Feb. 26 that it will be paying $5 billion back to customers through a dividend, starting this summer. Policyholder dividends are returns of policyholder premiums, or payments, according to the International Risk Management Institute. These dividends are a result from income in excess of losses and expenses. Stat ...