Core Insights - Investing is essential not only for protecting against inflation but also for wealth growth, with portfolio adjustments necessary throughout different life stages [1][2] Group 1: Investment Strategies by Age - In the 20s to 30s, a focus on aggressive growth stocks is recommended, with a significant allocation towards equities, as this age group has a long investment horizon [5][6][7] - For individuals in their 40s to 50s, a balanced portfolio that includes both growth and dividend-paying stocks is advised, as financial responsibilities increase [11][12][13] - Those aged 60 and above should prioritize passive income through dividend stocks and REITs, reducing exposure to growth stocks to avoid potential losses during market downturns [15][16] Group 2: Specific Stock Recommendations - Growth stocks from markets like the US, Singapore, and Hong Kong are highlighted, including companies like Microsoft, Meta Platforms, Apple, Tencent, and Alibaba, which are expected to provide strong capital appreciation [7][8][9] - Dividend-paying stocks, particularly in the REIT sector, are recommended for stable income, with examples including CapitaLand Integrated Commercial Trust and Mapletree Industrial Trust [13][14] - US "dividend kings" such as PepsiCo, Procter & Gamble, and Kimberly-Clark are noted for their reliability in providing long-term income [14]