A 2025 survey by Headway found that over half (51%) of unmarried people would consider signing “financial growth clauses” before getting married. These clauses would require both people to commit to keep contributing and developing both personally and financially. Trending Now: What Class Do You Actually Belong To? The Income Breakdown Might Shock You See Next: 6 Safe Accounts Proven To Grow Your Money Up To 13x Faster While that sounds awfully unromantic, so is financial struggle. The same survey found ...

Core Viewpoint - Investor Kevin O'Leary criticizes financial guru Dave Ramsey's stance against prenuptial agreements, advocating for women's financial independence and the necessity of prenups as a standard practice rather than a warning sign [2][3]. Group 1: Prenuptial Agreements - O'Leary labels Ramsey's advice against prenups as "moronic" and emphasizes that prenups are essential for maintaining financial independence, particularly for women [2][3]. - He highlights the importance of platforms like HelloPrenup, which assist couples in creating fair agreements, reinforcing the idea that women should retain their financial identity throughout their lives [3]. - O'Leary advises that while sharing expenses is acceptable, personal savings, credit ratings, and investments should remain separate to ensure the validity of a prenup in court [4]. Group 2: Financial Stress in Marriages - O'Leary identifies financial stress as a significant threat to modern marriages, even more so than infidelity, and refers to money as the "first child" couples encounter [5]. - He recommends that couples discuss financial habits, ambitions, and long-term goals early in their relationship, ideally by the third date, and suggests choosing partners with balanced financial habits [5]. Group 3: Family and Wealth Building - O'Leary reflects on the challenges of raising a family while building wealth, noting that he worked extensively during his children's early years while his wife took on most parenting responsibilities [6]. - He stresses the importance of being a strong financial provider for family stability, stating that providing for the family is a primary mandate in marriage [6].