Core Insights - The company has undergone a significant transition from a direct-to-consumer model to a B2B offering focused on embedded finance, targeting Tier 1 and Tier 2 banks [2] - The acquisition of Radical DBX has been pivotal, providing not only customers and revenue but also a superior distribution channel [3] Group 1 - The year 2025 has been marked as a massive year for the company, highlighting a strategic pivot and growth [2] - The company is concentrating on expanding its presence in the U.S. market through a distribution-first acquisition strategy [3] - The product has been consolidated and modularized into what is now referred to as Stakk [3]