Group 1 - The article discusses the availability of a free trial for active investors to join a chat room with sophisticated traders and investors [1] Group 2 - There is a disclosure indicating that the author has no current stock or derivative positions in the mentioned companies but may initiate a short position in LNC.PR.D within the next 72 hours [2] - The article emphasizes that past performance does not guarantee future results and that no specific investment recommendations are provided [3]