Lincoln Financial Recognized for Leadership in the Advancement of Long-Term Care Planning Mar 24, 2026 9:00 AM Eastern Daylight Time Lincoln Financial Recognized for Leadership in the Advancement of Long-Term Care Planning Share Honor reinforces decades-long commitment to expanding access to long-term care planning solutions RADNOR, Pa.--(BUSINESS WIRE)--Lincoln Financial (NYSE: LNC) has been recognized by industry peers at the 2026 Intercompany Long-Term Care Insurance Conference (ILTCI) for its longstandi ...

Key Takeaways Lincoln National stock lags industry, down 7.9% YoY, while trading at a discounted 0.65X P/B ratio.LNC focuses on profitable growth via Life Insurance revamp, pricing actions and investment strategy shifts.LNC's leverage remains high, with 36.5% debt-to-capital ratio, above industry average.Lincoln National Corporation (LNC) is a diversified life insurance and investment management company with a market capitalization of $6.6 billion. It provides a wide range of wealth accumulation and protect ...

Core Viewpoint - Lincoln National Corporation (NYSE:LNC) is currently viewed as an extreme value stock, with mixed ratings from analysts, indicating differing perspectives on its investment potential [1][2]. Analyst Ratings - J.P. Morgan analyst Jimmy Bhullar has reiterated a Sell rating on Lincoln National Corporation with a price target of $42 [1]. - Conversely, Wells Fargo upgraded Lincoln National from Equal Weight to Overweight, raising its price target from $41 to $48, suggesting a potential upside of 45% from current levels [2]. Financial Outlook - Wells Fargo noted that Lincoln National's business momentum is strengthening, driven by higher free cash flows, increased capital returns to shareholders, and ongoing deleveraging [2][3]. - The firm anticipates that Lincoln National will restart share repurchases in 2026, with an expected acceleration in buybacks in 2027 and 2028 [3]. Company Background - Lincoln National Corporation, based in Radnor, Pennsylvania, was founded in 1968 and provides insurance and retirement policies through its subsidiaries [3].

Core Viewpoint - Lincoln National Corporation (NYSE:LNC) is recognized as one of the 15 Best Dividend Leaders to buy currently, indicating strong potential for dividend growth and investment appeal [1]. Group 1: Price Target and Analyst Ratings - Barclays has lowered its price target for Lincoln National Corporation from $45 to $44, maintaining an Equal Weight rating on the shares. This adjustment follows a review of cash flow and private credit exposures within the life insurance sector [2]. - The firm aims to differentiate perceived risks from actual risks in the life insurance group, reflecting a cautious approach to the sector [2]. Group 2: Financial Performance and Outlook - During the Q4 earnings call, management highlighted updates in the investor supplement, showcasing the company's progress and medium-term objectives, which are presented as potential ranges for the next two years [2]. - Executive VP and CFO Christopher Neczypor stated that initiatives over the next two years are expected to enhance capital generation and free cash flow, which should lead to increased dividends from operating entities to the holding company [3]. - The Group Protection segment is projected to maintain operating margins of "8% or above," while the company plans to grow spread-based annuity account balances and improve free cash flow conversion [3]. Group 3: Company Overview - Lincoln National Corporation operates as a holding company with various insurance and retirement businesses through its subsidiaries, including segments such as Annuities, Life Insurance, Group Protection, and Retirement Plan Services [4].

Group 1 - The individual investor is seeking to replace a current yield of 3.88% with a higher yield investment while approaching retirement [1] - The investor is interested in both long and short trading strategies, including the use of inverse ETFs to capitalize on market declines [1] - The investor aims to develop a focused trading plan with successful execution and results, using articles as a means to maintain focus and learn from community feedback [1]

About this content About Emily Jarvie Emily began her career as a political journalist for Australian Community Media in Hobart, Tasmania. After she relocated to Toronto, Canada, she reported on business, legal, and scientific developments in the emerging psychedelics sector before joining Proactive in 2022. She brings a strong journalism background with her work featured in newspapers, magazines, and digital publications across Australia, Europe, and North America, including The Examiner, The Advocate, ...

Core Insights - Lincoln National Corporation (NYSE:LNC) is recognized as one of the 15 Best Stocks to Buy Now for Passive Income [1] - Morgan Stanley has reduced its price target for Lincoln National from $50 to $46 while maintaining an Overweight rating [2] Financial Performance - In Q4 2025, Lincoln National reported a 31% increase in adjusted operating income year-over-year, marking the sixth consecutive quarter of growth [3] - Adjusted operating income available to common shareholders was $434 million, equating to $2.21 per diluted share, while net income available to common shareholders reached $745 million, or $3.80 per diluted share [4] Business Segments - The Group Protection segment generated operating income of $109 million, the Annuities segment contributed $311 million, Retirement Plan Services reported $46 million, and the Life Insurance segment produced $77 million in operating earnings [5] - Lincoln National operates through various segments including Annuities, Life Insurance, Group Protection, and Retirement Plan Services [6]

Core Viewpoint - Lincoln National (LNC) shares have underperformed over the past year, losing approximately 9% of their value despite the company's efforts to improve its results [1] Company Performance - The company has made significant progress in its turnaround efforts, but optimism has been overshadowed by concerns regarding private market conditions [1]

Core Viewpoint - Lincoln National Corporation is identified as one of the most undervalued stocks on the NYSE, with a recent upgrade from Wells Fargo to Overweight and a target price increase to $48 from $41, driven by positive earnings growth in FY 2025 [1][2]. Financial Performance - The company experienced a 39% year-over-year growth in free cash flows for FY 2025, primarily driven by its life insurance segment, which saw improved operating profit margins due to better mortality rates and increased alternative investment income [2]. - With the improved cash flow, Lincoln National met its 2026 targets for capital buffer and leverage a year ahead of schedule, indicating strong financial health [3]. Future Outlook - Following the achievement of balance sheet targets, it is anticipated that Lincoln National will initiate stock buybacks as early as 2026, with an expected ramp-up in 2027 and 2028 [3]. Company Overview - Lincoln National Corporation, based in Radnor, Pennsylvania, provides insurance and retirement policies and was founded in 1968 [4].

Core Insights - The logistics sector has seen significant engagement from investors, particularly in the ASEAN and US markets, highlighting its growth potential and diversification opportunities [1] Investment Focus - The company has diversified its investments across various sectors including banking, telecommunications, logistics, and hotels, indicating a strategic approach to portfolio management [1] - The entry into the US market in 2020 reflects a growing interest in international investments, particularly in sectors like banks, hotels, and logistics [1] Market Trends - The popularity of insurance companies in the Philippines since 2014 suggests a shift in investment preferences among local investors, moving towards more diversified financial products [1] - The trend of using platforms like Seeking Alpha for analysis indicates a growing reliance on data-driven insights for investment decisions in both the ASEAN and US markets [1]