Financial Performance - The company's net consolidated business profit increased by JPY 75.5 billion in 1Q FY3/2026 compared to 1Q FY3/2025, reaching JPY 544.3 billion[3] - Bottom-line profit increased by JPY 5.5 billion YoY, reaching JPY 376.9 billion[6, 11] - Consolidated gross profit increased by JPY 57.9 billion YoY, reaching JPY 1,087.8 billion, driven by increased income on loans and deposits, strong performance in payment business and consumer finance, and increased fee income in domestic wholesale business[11] - The progress rates for both consolidated business profit and bottom-line profit are 29%[9] Business Unit Performance - Retail Business Unit's gross profit increased by JPY 27 billion YoY, reaching JPY 354.9 billion, driven by higher income on deposit from rising interest rates and strong performance in payment business and consumer finance[68, 69] - Wholesale Business Unit's net business profit increased by JPY 55.8 billion YoY, reaching JPY 219.3 billion, due to loan growth and improved spreads, with fee income also rising from increased corporate actions[3, 68, 69] - Global Business Unit's net business profit increased by JPY 57.6 billion YoY, reaching JPY 184.7 billion, driven by increased income on loans and deposits and loan-related fees, as well as equity in gains of affiliates due to receipt of insurance claims on aircraft leasing[3, 71, 74] - Global Markets Business Unit's net business profit decreased by JPY 11.9 billion YoY, reaching JPY 114.9 billion, facing challenges in trading during the market turmoil in April[3, 71, 74] Balance Sheet and Loans - Domestic loans increased by JPY 1.6 trillion to JPY 68.7 trillion[59] - Domestic deposits decreased by JPY 1.5 trillion to JPY 131 trillion[59] - The impact of rising interest rates may reach to JPY 200 billion (+JPY 110 billion YoY, o/w JPY 40 billion in 1Q)[17]