Old Republic International (ORI) Q2 2025 Earnings Call July 24, 2025 03:00 PM ET Company ParticipantsJoe Calabrese - SVPCraig Smiddy - President, CEO & DirectorFrank Sodaro - SVP & CFOCarolyn Monroe - SVP, President & CEO - Old Republic National Title Holding Company & Old Republic National Title Insurance CompanyC. Gregory Peters - MD - InsuranceEvan Tindell - Co-Founder & CIOConference Call ParticipantsPaul Newsome - MD & Senior Research AnalystOperatorGood afternoon, and welcome to Old Republic Internati ...

Heliostar to Restart Mining Operations and Invest in Growth at Its San Agustin Mine, DurangoJuly 22, 2025 6:30 AM EDT | Source: Heliostar Metals Ltd.Highlights:Mining operations to restart at the San Agustin Mine in H2, 2025, with initial production expected in Q4Operations analysis supports a post-tax NPV5% of US$35.25M, IRR of 548%, CAPEX of US$4.2M and an output of 45,000 total gold ounces produced at a US$3,000/oz gold priceRestart provides confidence for the first significant Heliostar in ...

United Fire Group (UFCS) Q1 2025 Earnings Call May 07, 2025 11:00 AM ET Speaker0 day, and welcome to the United Fire Group Insurance twenty twenty five First Quarter Conference Call. All participants will be in listen only mode. After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded. I would now like to turn the conference over to Tim Borst, Investor Relations. Please go ahead. Speaker1 Good morning, and thank you for joining this call. Yesterday ...

Old Republic International (ORI) Q1 2025 Earnings Call April 24, 2025 03:00 PM ET Company Participants Joe Calabrese - SVPCraig Smiddy - President & Chief Executive OfficerFrank Sodaro - SVP & CFOCarolyn Monroe - President and CEO of Old Republic National Title Holding CompanyGregory Peters - Managing DirectorMatt Carletti - Managing DirectorJon Paul Newsome - Managing Director Operator Ladies and gentlemen, thank you for standing by. My name is Abby, and I will be your conference operator today. At this ti ...

Core Viewpoint - NI Holdings, Inc. reported mixed financial results for the year ended December 31, 2024, with a strong fourth quarter net income but challenges in certain segments leading to increased combined ratios and a decline in earnings per share [1][5][6]. Financial Performance - Direct written premiums for Q4 2024 were $73.1 million, down 7.9% from Q4 2023, while full-year direct written premiums increased slightly by 0.3% to $342.3 million [3][5]. - Net earned premiums for Q4 2024 were $71.8 million, a decrease of 3.0% compared to the prior year quarter, but full-year net earned premiums rose by 6.2% to $310.1 million [3][5]. - The loss and LAE (Loss Adjustment Expense) ratio for Q4 2024 was 45.8%, up 2.3 percentage points from the prior year quarter, and the full-year ratio was 66.9%, an increase of 3.1 percentage points [3][5]. - The combined ratio for Q4 2024 was 80.0%, up 1.3 percentage points year-over-year, while the full-year combined ratio was 100.7%, compared to 97.0% in 2023 [3][5]. - Net income attributable to NI Holdings for Q4 2024 was $9.8 million, a 48.6% increase from $6.6 million in Q4 2023, but the full-year net income showed a loss of $6.1 million compared to a loss of $5.5 million in 2023 [3][5][6]. Management Commentary - The newly appointed President and CEO expressed optimism about the company's future and emphasized the importance of collaboration with the board, employees, and agents to drive success [4][6]. - The company highlighted strong performance in the Private Passenger Auto and Home and Farm segments, aided by improved weather conditions and strategic underwriting actions [6][8]. Strategic Focus - NI Holdings plans to implement a comprehensive long-term strategic plan focusing on enhancing investments in people and technology, improving distribution management, and managing expenses to create lasting shareholder value [8]. - The company is taking aggressive actions to address challenges in the Non-Standard Auto segment, which has faced unfavorable reserve developments [6][7].