Retirees probably consider taxes, inflation or healthcare their biggest expenses. But there is another factor that can quietly cost far more: fear. Without the security of a regular paycheck, it’s easy to worry about running out of money in your so-called “golden years.” In fact, 64% of Americans say they are more worried about outliving their savings than dying, according to a 2025 survey by Allianz Life (1). Must Read Although this anxiety about money isn’t entirely unjustified, making major financia ...